Timothy W. Cramer, CPA, CFP®
Joined SLW: 2007
Specialties: Oil & gas taxation; real estate taxation, small business accounting, taxation and retirement plans; business entity consulting, individual taxation; financial planning* and individual retirement accounts*.
Memberships: American Institute of Certified Public Accountants, Oklahoma Society of Certified Public Accountants, Tulsa Chapter of OSCPA, Financial Planning Association
Licenses: Oklahoma State Board Certified Public Accountant, Certified Financial Planner, Series 7 (General Securities Representative) and Series 63 (Uniform Securities Agent State Law Exam) licensed, Investment Advisory Representative
Education: BS in Accounting, Oral Roberts University. Masters in Taxation, University of Tulsa.
Nothing is as necessary for success as the single-minded pursuit of an objective. — Frederick W. Smith
Tim works closely with his clients year-round to ensure they minimize their tax liabilities while maximizing every opportunity available through comprehensive tax and financial planning*. In addition to overseeing the needs of his large oil and gas clients, he also handles small businesses and many individual clients.
Tim assists his clients in setting up, transferring and managing both tax deferred and after tax accounts. He enjoys helping his clients develop a financial plan* that will evolve during their working years and beyond into retirement. He feels that the plan needs to be the focus, not just the specific investment vehicle. He likes to say, " There are all kinds of cars you can drive, but it is the map that is more likely to ensure you reach your destination."
Tim enjoys spending time with his wife and two children. When he’s not on the golf course, he enjoys investing in real estate.
*These services are offered by Timothy Cramer through his affiliation with HD Vest Investment ServicesSM and HD Vest Advisory ServicesSM